Attention homeowners in Pike Road and Montgomery County: Get an Appraisal today!

Here are the top 7 reasons why AL homeowners hire Shawn Murphy Appraisal Services LLC.:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. To lower a monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Montgomery county or AL

Need help deciding the value of your house in or near Pike Road, AL?
Contact Shawn Murphy Appraisal Services LLC..

At Shawn Murphy Appraisal Services LLC., we understand the special needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to remove PMI?

A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are qualified in helping clients just like you do away with unneeded PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Shawn Murphy Appraisal Services LLC. is your number one weapon.

HELOC recently frozen?

If your house is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Shawn Murphy Appraisal Services LLC. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for preciseness? Shawn Murphy Appraisal Services LLC. offers field reviews where we go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Shawn Murphy Appraisal Services LLC. can help you with that. Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.